
(Warning: long rant below)
I used to love getting mail. Ask Scott, he'll tell you that since I've been on bedrest, one of the highlights of my day is when he walks in...with the mail. Junk, catalogues, dentist reminder cards, I love it all. After Cayden died, and so many amazing friends and family made donations to the hospital in his memory, we received acknowledgement cards from CPMC, cards that both reinforced the fact that our baby was gone while simultaneously warming our hearts with the knowledge that he touched so many during his short life.
Two weeks ago, we received a $999 bill for "services" rendered January 14, 2009. Interesting to call the crap medical care I received "services" since it was more of a disservice. To quickly recap: I went to L&D that night and it was discovered that I was contracting every 5 minutes. Cayden's heartrate was completely unreactive, which no one picked up on. The midwife did an internal exam and then realized she couldn't do a fetal fibronectin after an internal exam, as the results would be tainted. So she sent me home and told me to return for a fetal fibronectin on Friday morning, January 16, which would become Cayden's birthday. I'm still shocked to think that she sent me home at 31 weeks 6 days contracting every 5 minutes without any discussion of steroid shots for baby's lungs, or of medication to stop the preterm labor. I know that Cayden had a lethal condition, and good care wouldn't have changed anything, but what about a woman carrying a healthy baby? A healthy yet unreactive and distressed baby whose mother was in preterm labor? I shudder to think of that outcome.
Insurance says they paid the contractually allowed amount and that the hospital should not come to me to recoup the difference. Hospital tells me to disregard the bill. One week later, I receive another bill from the hospital for the $999 plus the insurance company's share. Hospital says insurance requested a refund. Insurance company says they didn't. And scene.
Luckily, my dad has taken over this battle, as it's simply too much for me to handle at this point.
Then last week we get a bill for $2, 435 for an MRI for "Boy Pai Baby Hirsch" on January 23. On said bill it states, "Your insurance has denied payment. The cannot identify you as a member. Pleas remit payment in full. Thank you." The typos are intentional, that's what it says. For whatever reason, they didn't use Cayden's name. Insurance says they have no record of receiving any claim. Imaging center says they sent it but will resend. Then yesterday I got another bill from the same center for $930 for additional tests. I'm about to send it back with a note to BILL MY FREAKING INSURANCE COMPANY!
As an aside, I sent a request for my medical records to St. Luke's last week, as furiously pondering the horrendous care I received made me wonder what my records reflect. I requested ANY and ALL records. St. Luke's just called and this was the conversation:
Woman: Um, we receieved your request. Did you sign a release?
Me: Well, wouldn't it be in my file if I did? I mean, we're talking a year and half ago, I don't really remember.
Woman: What do you want?
Me: In terms of...?
Woman: Your records.
Me: So I take it you found a release form? Like I specified in the letter, I'd like all of my records.
Woman: Okay, bye.
Talk about rubbing salt in gaping wounds, there's just something so unfair about having to make calls, explain your story, just dealing with this reality in the aftermath of losing a child. I'm thinking of supergluing shut our mailbox. Surely that would help, wouldn't it?
16 comments:
oh paige i'm so sorry you are having to deal with these terrible bills. it really is one of the worst things to have to be dealing with after our babies have died. i think someone needs to give us a huge break. and don't get me started about the medical insurance in this country. being canadian, i get so angry about it all the time.
i think you should not look at any mail that doesn't look fun and interesting, just pass on all bills to your dad...or let scott filter it for you first.
xoxox
UGH!!! I am so frustrated with you, Paige. I can't tell you how many similar scenarios I've had with medical care and insurance companies in the past 20 years. It doesn't get any more frustrating and annoying, does it? I won't add my rant, but only say that I'm so sorry you have to be dealing with any of this. And so thankful your dad is stepping in to take care of things. I agree with Aliza - forward all mail related to insurance directly to your dad, unopened. And keep enjoying those catalogs instead.
Lately, I'm finding it terribly annoying that we've made it onto UCSF's fundraising lists, and now get something from them asking us for money every week or so. I'm hoping it stops after the holiday season, otherwise I will be contacting development to get my name off their list.
I'm so angry for you too! I hate dealing with insurance. We're still fighting with them over a couple of bills, and the going back and forth between is just unbelievable. My husband has done all of the talking to them for me, and it's helped me so much - I'm really glad your dad is helping you out with this.
I've also always been someone that loves getting the mail. After Lachlan died, I stopped enjoying the mail just because of all those darn scary bills. Yuck! It's rare to get another bill in the mail these days, but I'm still a bit scared every time I open the mailbox. Perhaps you could get your husband to filter the mail and just give you all the fun stuff. :)
oh boy! steaming mad is right! i had some similar stuff happen. but i have a friend who is a bookkeeper and an excellent negotiator, and i just forwarded all that crap to her. we need dbm exemptions!! glad you are getting some help. what a time for this stuff to come! xo
Good grief Paige! I am so sorry that almost a year later, bills are popping up. I hope that your Dad can get everything settled and settled soon.
Thinking of you!
Love, Laura
And the call America the lucky country? This doesn't seem right or fair. I'm so sorry, my friend.
Thankfully for all the shitty "care" I got, it didn't cost me a cent in my country. I can just imagine how enraged you must feel about all of this.
I have only just started enjoying mail again. I know in a few short weeks, some of the joy that surrounds the daily mail will return.
Love you loads.
xo
Paige,
I echo you and some of the other commenters. I'm still dealing with some bills that weren't submitted correctly to our insurance (this is all from June of LAST year). Yeah, I get too emotional (read: ANGRY/FRUSTRATED) about it all, so my hubby takes care of calling insurance and doctor(s).
Sorry we have to deal with all this crap. If only babyloss mommies didn't get billed AT ALL . . . yeah right!
Kat
AARRRGGGHHHHHH!!!!!! So sorry Paige...
Paige, I'm so sorry you are getting such horrible mail lately. It amazes me how long it can take for some of those things. There should be an exemption period... like if they don't bill you within X amount of time they can't. No reason someone should be getting bills almost a year later.... Grrr.
I don't know what to say except I am so sorry that you have to be dealing with this now.
Love,
melis
Okay that is just crazy! Do not open any more mail that has a hospital address, forward to your dad!! It is ridiculous, sounds like they are trying to get all the $ they can.
Hang in there Mama!
love ya,
Joce
Oh geesh Paige. This is absolutely awful. I'm so sorry you are having to deal with all this and I'm sorry for the terrible 'care' you received in the first instance. xo
Hi paige,
I am sorry that you have to deal with all that mail. What a pain in the you know what! Just when you try to move on, something comes along and knocks you down. I am glad that your dad is able to help you with all of the mail.
Keep on concentrating on the good things like Buggy getting bigger every day!
We are leaving for Israel on Sunday, but I will be checking your blog, and I will be sending good thoughts your way for a smooth, uneventful delivery and a beautiful healthy boy.
Love you lots!
Karen
Oh, Paige. That is awful. I can't imagine how painful that is - and to have to fight - and track down records - after a loss???? Oh my. I can't imagine. I'm glad I have no idea what any of my prenatal care cost or birth expenses were thanks to universal health care in Canada. I hope this all gets sorted *soon* for you. Sending you peaceful thoughts and even though I'm not online much lately I think of you and Buggy often. xo
This is RIDICULOUS! I'm so sorry you have to deal with this and so angry that people and health systems can be so stupid, insensitive, and incompetent!!
I am sorry you have to deal with that. It took a full year to get an insurance statement (this is not a bill . . .) for coverage my son had at our local hospital. I still have never seen anything about the three months he spent at Children's in Boston. I wouldn't be surprised to see it tomorrow or in ten years. I have no idea why these things take so long, but they certainly cause unnecessary pain.
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